[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tenergo.cz\/uvazujete-o-rychle-pujcce-se-zastavou-nemovitosti-tyhle-vyhody-zvazte-ale-pozor-i-na-rizika\/#Article","mainEntityOfPage":"https:\/\/www.tenergo.cz\/uvazujete-o-rychle-pujcce-se-zastavou-nemovitosti-tyhle-vyhody-zvazte-ale-pozor-i-na-rizika\/","headline":"Uva\u017eujete o rychl\u00e9 p\u016fj\u010dce se z\u00e1stavou nemovitosti? Tyhle v\u00fdhody zva\u017ete, ale pozor i na rizika!","name":"Uva\u017eujete o rychl\u00e9 p\u016fj\u010dce se z\u00e1stavou nemovitosti? Tyhle v\u00fdhody zva\u017ete, ale pozor i na rizika!","description":"Dnes si m\u016f\u017ee \u017eadatel o p\u016fj\u010dku vyb\u00edrat, existuje mnoho mo\u017enost\u00ed, jak z\u00edskat p\u016fj\u010dku. Z\u00e1le\u017e\u00ed i na podm\u00ednk\u00e1ch a jejich spln\u011bn\u00ed. Jak si vede p\u016fj\u010dka se z\u00e1stavou? Uva\u017eujete o rychl\u00e9 p\u016fj\u010dce se z\u00e1stavou nemovitosti? Tyhle v\u00fdhody zva\u017ete, ale pozor i na rizika! M\u016f\u017ee b\u00fdt v\u00edce d\u016fvod\u016f a situac\u00ed, kdy je dobr\u00e9","datePublished":"2022-02-11","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.tenergo.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.tenergo.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4c6f4cec51e1a1b20d9361c6367b917eb8db239c023f88502d2833b745a358d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c6f4cec51e1a1b20d9361c6367b917eb8db239c023f88502d2833b745a358d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tenergo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tenergo.cz\/wp-content\/uploads\/pexels-photo-5849563_1.jpeg","url":"https:\/\/www.tenergo.cz\/wp-content\/uploads\/pexels-photo-5849563_1.jpeg","height":0,"width":0},"url":"https:\/\/www.tenergo.cz\/uvazujete-o-rychle-pujcce-se-zastavou-nemovitosti-tyhle-vyhody-zvazte-ale-pozor-i-na-rizika\/","about":["Ekonomika"],"wordCount":536,"articleBody":"          Dnes si m\u016f\u017ee \u017eadatel o p\u016fj\u010dku vyb\u00edrat, existuje mnoho mo\u017enost\u00ed, jak z\u00edskat p\u016fj\u010dku. Z\u00e1le\u017e\u00ed i na podm\u00ednk\u00e1ch a jejich spln\u011bn\u00ed. Jak si vede p\u016fj\u010dka se z\u00e1stavou? Uva\u017eujete o rychl\u00e9 p\u016fj\u010dce se z\u00e1stavou nemovitosti? Tyhle v\u00fdhody zva\u017ete, ale pozor i na rizika! M\u016f\u017ee b\u00fdt v\u00edce d\u016fvod\u016f a situac\u00ed, kdy je dobr\u00e9 zv\u00e1\u017eit mo\u017enost vyu\u017e\u00edt \u00fav\u011bru se z\u00e1stavou nemovitosti. M\u016f\u017eete se do\u010dkat v\u00fdhod, ale v n\u011b\u010dem to pro v\u00e1s m\u016f\u017ee b\u00fdt samoz\u0159ejm\u011b i nev\u00fdhodn\u00e9. Ka\u017edop\u00e1dn\u011b pro n\u011bkoho m\u016f\u017ee b\u00fdt tento zp\u016fsob \u00fav\u011bru tak\u00e9 jedinou mo\u017enou variantou. Za jak\u00fdch podm\u00ednek se \u00fav\u011br p\u0159id\u011bluje a jak\u00e9 hlavn\u00ed v\u00fdhody nab\u00edz\u00ed? Kdy\u017e u\u017e nem\u016f\u017eete jinak Ka\u017ed\u00fd asi v\u00ed, jak to funguje s p\u0159id\u011blov\u00e1n\u00edm \u00fav\u011br\u016f v bank\u00e1ch. Klient mus\u00ed b\u00fdt schopen prok\u00e1zat takzvanou bonitu, tak\u017ee mus\u00ed m\u00edt dostate\u010dn\u00e9 p\u0159\u00edjmy, kter\u00fdmi se prokazuje a mus\u00ed m\u00edt i \u010dist\u00fd rejst\u0159\u00edk dlu\u017en\u00edk\u016f. Dost \u010dasto je nutn\u00e9 i prok\u00e1zat za jak\u00fdm \u00fa\u010delem si p\u016fj\u010dku klient bere a to samoz\u0159ejm\u011b znamen\u00e1, \u017ee se schv\u00e1len\u00ed protahuje a je nutn\u00e9 m\u00edt k dolo\u017een\u00ed nem\u00e1lo dokument\u016f a potvrzen\u00ed. Banky maj\u00ed p\u0159\u00edsn\u00e1 pravidla, ale pr\u00e1v\u011b p\u016fj\u010dka oproti z\u00e1stav\u011b nemovitosti lightfinance.cz m\u016f\u017ee b\u00fdt dobr\u00fdm \u0159e\u0161en\u00edm pro ka\u017ed\u00e9ho. Tyto p\u016fj\u010dky dnes b\u011b\u017en\u011b nab\u00edz\u00ed jak banky, tak i nebankovn\u00ed spole\u010dnosti a m\u016f\u017eete narazit na r\u016fzn\u00e9 nab\u00eddky. Rozhoduje jist\u011b v\u00fd\u0161e \u00faroku, ale v tomto p\u0159\u00edpad\u011b m\u016f\u017eete b\u00fdt v klidu, p\u016fj\u010dka se z\u00e1stavou b\u00fdv\u00e1 hodn\u011b v\u00fdhodn\u00e1 a \u00faroky jsou pom\u011brn\u011b n\u00edzk\u00e9 nebo alespo\u0148 p\u0159ijateln\u00e9 vzhledem k tomu, \u017ee je mo\u017en\u00e9 vz\u00edt si p\u016fj\u010dku i na vysokou \u010d\u00e1stku. Ur\u010dit\u011b tak m\u016f\u017eete z\u00edskat v\u00edce pen\u011bz, ne\u017e kdybyste si brali b\u011b\u017en\u00fd \u00fav\u011br. Pen\u00edze tak klidn\u011b m\u016f\u017eete vyu\u017e\u00edt na podnik\u00e1n\u00ed nebo i na stavbu \u010di koupi nov\u00e9ho bydlen\u00ed. Jak\u00e9 jsou podm\u00ednky? Podm\u00ednky jsou velmi jednoduch\u00e9, sta\u010d\u00ed se zaru\u010dit vlastn\u00ed nemovitost\u00ed, ta mus\u00ed b\u00fdt zaps\u00e1na v katastru nemovitost\u00ed a mus\u00ed se nach\u00e1zet na \u00fazem\u00ed \u010cesk\u00e9 republiky. Nen\u00ed t\u0159eba nic dal\u0161\u00edho dokl\u00e1dat, ov\u0161em \u00fav\u011br v\u00e1s pak m\u016f\u017ee zav\u00e1zat na del\u0161\u00ed dobu, z\u00e1le\u017e\u00ed i na tom, jak dlouho budete spl\u00e1cet. P\u0159i \u017e\u00e1dosti o dal\u0161\u00ed, u\u017e i men\u0161\u00ed p\u016fj\u010dku u banky ale m\u016f\u017eete b\u00fdt t\u00edmto dost sv\u00e1z\u00e1ni. Na to je t\u0159eba p\u0159edem myslet. Pokud ale o p\u016fj\u010dku budete \u017e\u00e1dat, pen\u00edze m\u016f\u017eete m\u00edt velmi rychle oproti b\u011b\u017en\u00e9mu schvalovac\u00edmu procesu, kter\u00fd maj\u00ed banky. Nemus\u00edte nic \u0159e\u0161it, sta\u010d\u00ed se zaru\u010dit nemovitost\u00ed a z\u00edsk\u00e1te sv\u00e9 pen\u00edze.                                                                                                                                                                                                                                                                                                                                                                                           4.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Uva\u017eujete o rychl\u00e9 p\u016fj\u010dce se z\u00e1stavou nemovitosti? Tyhle v\u00fdhody zva\u017ete, ale pozor i na rizika!","item":"https:\/\/www.tenergo.cz\/uvazujete-o-rychle-pujcce-se-zastavou-nemovitosti-tyhle-vyhody-zvazte-ale-pozor-i-na-rizika\/#breadcrumbitem"}]}]